AJ Financial Planning Blog
We like the quote by R. Bennett when he summed up the following "Top 15 things money can't buy; time, happiness, inner peace, integrity, love, character,... respect, morals, trust, patience, common sense, dignity."
Our blog shares our latest ideas, critical thinking, thought-provoking insights, innovative exploration of the markets, economies, investments and areas in the financial markets that require change.
Superannuation funds within the retail and industry super fund market usually offer ‘balanced’ or ‘growth’-based investment options. But what does this really mean; and aren’t these funds all the same?
On 31 May 2017, Vanguard’s Balanced Index Fund reported an allocation to growth-based assets of 49.9%.
Read MoreIn AJ Radio’s 12th Episode we discuss the new frontier of cryptocurrencies such as Bitcoin and Ethereum. What are they; what are the risks; and are there any potential opportunities with these new currencies?
Read MoreIn AJ Radio’s eleventh episode, we look economic principles and how we can take advantage of this theory in today’s world. We then discuss how this might apply to your next investment idea!
Read MoreIn this special edition of AJ Radio we reveal what the founder of AJ Financial Planning, Alex Jamieson, recently learnt from attending the CFA Institute Conference held in New York. Hear his insights on which sectors of the share market will be benefit from the election of Donald Trump
Read MoreIn AJ Radio’s tenth episode we delve into the key things you need to do before another financial year ends. We will also discuss some things you can do to start off the next financial year in the strongest possible way.
Read MoreIn AJ Radio’s ninth episode we delve into forecasts – what exactly is a forecast, and what might be in store for the 2017 year ahead. We will also discuss some legislative changes happening with Centrelink and superannuation and what this means for you.
Read MoreIn AJ Radio’s eighth episode we delve into the solar energy market to find out where this energy source sits on the exponential curve, and then then examine the oil market and what the key risks are with this sector when it comes to exponential technologies and potential disruptions.
Read MoreAround the world, governments are racing to attract the smartest, brightest tech entrepreneurs with offerings of cheap tax rates and other
Read MoreThinking of investing in renewables? Does it make sense to invest in this sector, and what are the advantages?
Read MoreIn this special edition of AJ Radio, we bring you the latest insights from the Singularity University Summit held in San Fransisco last month. Attended by our own Shaun Gilbert, he reveals the latest thoughts and insights from some of the leading minds in exponential thinking and cutting edge technology on future trends for businesses
Read MoreI was recently watching a Disney movie with my two young boys, who are going through a basketball phase. The film featured real-life basketball star Kevin Durant, who presently plays for Oklahoma City Thunder. Incidentally, he earns a nice income of around USD 17.83 million a year… Anyway, in the movie his work ethic catchphrase is: “Hard work beats talent when talent fails to work hard”.
Read MoreIn 1934 there were 3 stages of a lifecycle – a child, an adult, and simply being old! At that time, the average life expectancy was only 63 years old.
Read MoreIn AJ Radio’s sixth episode we reveal little financial tips and tricks to help you get ahead with your personal finances. We first delve into how you might get your bank to reduce your interest rate on your mortgage every 6 months, and then look at how self-employed people might use credit card points to help fund their next holiday.
Read MoreIn AJ Radio’s fifth episode, we delve into what headline numbers you should look at when considering an investment into shares to ensure you are not paying too much. We also look at the property market and what information is now available to determine a fair value for your next purchase. And finally, we’ll look philosophically at the timelines that you need to keep in mind when buying an investment, whether it’s property or shares.
Read MoreSuperannuation and retirement have always gone hand in hand. Yet recent budget announcements around taxation, contribution caps and other proposed changes have caused a stir and understandably, some Australians may be reconsidering the merits of superannuation.
Read MoreHow can you minimise the impact of new Age Pension asset tests in coming years?
Presently, an average of around one thousand Australians retire each week. In six years’ time, this is projected to increase to an average of about five thousand Australians retiring each week.
Read MoreIn AJ Radio’s fourth episode, we delve into interest rates and where they might be headed. We also look into the key trends taking place for people looking to make a fixed interest investment, and discuss philosophically the notion of debt and what it might mean for anybody contemplating a mortgage.
Read MoreOver the years, I have often heard people ask ‘Should I send my kids to private school, or save the money and buy them a property instead?’
Read MoreIn AJ Radio’s third episode, we explore “lifestyle changes” and reveal what is in stall for those approaching the end of their career, as well the key trends emerging for anybody contemplating retirement, or just wanting to make a lifestyle change in order to achieve a better quality of life.
Read MoreEvery day when we turn on the TV, radio, or read the newspaper, we are told whether the share market in Australia has increased or decreased. The Australian stock market is often referred to as the ASX 200, which is the 200 largest companies listed on the stock exchange in Australia.
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